Monday, October 18, 2010

Mortgages Were Fraudulently Pledged to Multiple Buyers at the Same Time


Bank of America alleged in a court filing this June:

It appears as though many loans and other mortgage-related assets have been double and even triple-pledged to various constituencies.

April Charney - a consumer lawyer with Jacksonville Area Legal Aid - and CNBC's Dennis Kneale noted in February 2009 that courts have found that some mortgages have been sold again and again to different trusts, when they should have only been sold once.

Kneale explained that that is the reason that two different banks sometimes try to simultaneously foreclose on the same home:




And today, Chris Whalen told CNBC's Larry Kudlow that Bear Stearns will be exposed as having sold the same loan to different investors on numerous occasions:












(6:45 into video).

As I have repeatedly pointed out, the failure of the mortgage originators and banks to prepare and record proper documentation has led to an epidemic of fraud. The pledging of the same mortgage again and again to different trusts related to mortgage backed securities is just one result.

And as long-time foreclosure investigator Nye Lavalle writes:

On thousands of occasions I stated to regulators, CEOS, banks, Fannie and Freddie that the practices of the banks were that they were double and multi-pledging assets and pledging paid off and refinance notes to securitizations. This is something April, Max and I have discussed for years now. Now, they come and admit that each of my allegations were true Without analyzing the deal, as complex as they are, you WILL NEVER KNOW IF THE FORECLOSING PARTY HAS “ANY” RIGHT TO FORECLOSE!!!

The motives I identified for the “Blank Endorsements” and missing assignments and "pre-notarized" “Blank Assignments” and “Blank Allonges” that “were placed into the “custodial/collateral” files were to be able to:

Multi-pledge collateral (Notes) so as to cook the books ....
Update: Bank of America has sued the FDIC in connection with claims that:
Executives at Taylor Bean, Colonial and Platinum ... fraudulently schemed to "double- and triple-pledge mortgages and steal assets" to hide their faltering conditions as the housing market declined.

5 comments:

  1. Great reporting. Thanks for bringing this to light

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  2. If the mortgage is pledged to multiple buyers, and the current lender does not have the original mortgage note, who keeps track of the payments? How does someone ever fully pay off the mortgage, and how does someone receive a good clean 'Satisfaction of Mortgage'?

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  3. Last month, World Banksters snapped their fingers and Congress passed HR3808 in 24 hours without any floor debate (demonstrates Congress total corruption) but Barack Obama (AK. Barry Soros CIA agent) pocket vetoed the legislation and sent it back to Congress. (To obvious and blatant criminality)

    HR3808 would have legalized World Bankster MERS title recordings and fraudulent verification signatures. Congress will take up the mortgage fraud issue after the November elections so the Justice Department will continue to sit on their hands waiting for the bankster criminals to legalize their fraud.

    Is this a great county, or what! Ha. Ha. Proud to be American!USA! USA! USA!

    How about the CNBC commentary by the “brightest in the room” these clowns remind me of carnival barkers who are all talking at the same time. Ha. Ha. They typify the low class people who are in the business.

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  4. any of you cupcakes ever see the flimflam man? george c scott one of the greatest actors...wonder what happened to the united snakes of amerika? keep wondering..its been anally probed and thrown into a gutter..what would you think a cheap whore like the usa would now do? call mommy or another bank suit wall street pimp.

    ReplyDelete
  5. Sounds like ya'll got a cookie monster on your hands.

    ReplyDelete

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